Need Help? Chat icon | Call - 1 888 414 7111
Merchant Accounts.ca logo

Merchant Services for Credit Card Processing

Watch Video
View Rates
Placeholder image
Visa credit card logo Mastercard credit card logo American Express credit card logo Interac logo

Did you know? We're Canada's longest established multi-currency merchant account provider, helping thousands of merchants with credit card processing in every major currency since 2001.

Featured Clients

American Association of Science Logo Canpar courier logo Flair Airlines logo Flight Network logo
Computer screen showing half of the globe and a computer application

E-commerce Payment Processing

I need credit card processing for my website

Process Visa, MasterCard and AMEX on your website. Integrating is easy and you can get started quickly.

Learn More

Pricing
A credit card with a generic profile of information in the background belonging to the credit card owner

Virtual Terminal

I need to process phone, fax and mobile payments

Process Visa, MasterCard and AMEX payments using your computer, laptop or mobile device.

Learn More

Pricing

Credit card processing in any payment currency.

Canada, USA, UK, EU flags for multi-currency processing

You'll receive everything needed to process credit cards in U.S dollars, Canadian dollars, or any currency of your choice. We include both the merchant account and secure payment gateway as a complete bundled solution with everything you need to process payments. From an integration standpoint you can connect your website to our payment processing service with a custom integration, or can use one of over a hundred already compatible shopping cart software platforms.

Quick and easy approval of your merchant account application.

Calendar for application approval icon

You can be approved to begin processing in less than a week. We've worked with thousands of merchants in Canada over the past 18 years and have refined our application process to be as easy as possible.

You'll receive end-to-end support with a dedicated account manager as a central point of contact for help on any issue. Migrating to a new payment processor shouldn't have to be a challenge, and your dedicated representative will ensure the process is as easy and stress free as possible.

Payment processing with simple and honest pricing.

Simple and clear pricing contract icon.It's our belief that pricing should be simple, honest and easy to understand. We work constantly to educate merchants about interchange and are huge advocates for honest pricing. This is the foundational belief of our business, it's in our mission statement, and has remained that way since we first started providing merchant services almost 20 years ago.

If you have questions about discount rates, interchange, cross border fees, currency or foreign exchange fees (or anything related to the costs associated with online payments) don't hesitate to contact us.

I'm confused. What is a merchant account?

Question and answer icon

A merchant account is a bank account that is used to hold funds captured from credit card sales. Although you may not think of it on a day to day basis, whenever you use a credit card money has to actually move somewhere. That is what the merchant account is for. It holds funds that are captured from credit card sales. Funds are then transferred from your merchant account into your regular business bank account on a daily or weekly basis. We provide you with this merchant account so that your business can process credit cards. If you want to learn more about how it works you can take our e-commerce lesson.

Choose your preferred payment gateway.

We include the merchant account and payment gateway together as a bundled solution because it's everything you need to process payments. However, some merchants use specific software that requires a certain type of special integration. That's why we also support many popular payment gateway options such as Authorize.net. If you already have an existing or preferred gateway integration it shouldn't pose a problem. This helps to make implementing or migrating your payments to our processing service much easier because it reduces the possibility of technical or compatibility issues.

What's involved? How do I set it up?

Credit card processing on a computer icon.It's easy to accept credit cards. Start by reviewing our rates to determine which package is best for you, and then submit your application form online. When your application is received a review will be completed within a few business days. Upon completion of the review you'll receive an email with your account credentials and access to the payment system.

At that point you'll have access to the virtual terminal and can begin processing orders. If you have an online business you'll also be able to integrate your website to enable e-commerce payments.

Need Help? Just try to stump us!

Most important of all, remember that we're here to help. We realize that implementing credit card payments on an e-commerce website can seem overwhelming. There are no bad or silly questions. Whether you're in the planning stages to find a simple credit card processing solution in Canada, or are researching to find a complex multi-currency / cross border payments solution and need advice, don't hesitate to contact us with any questions you have.

View Rates

We proudly publish our rates on our website. There are no hidden fees.

View Rates