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Approval Guidelines
We have achieved a Canada leading approval rate of over 98% of submitted applications. This has been accomplished by working with business owners to establish approval guidelines that are relevant to both small and large business. In the unlikely event that an application is declined you will receive an immediate refund of the setup fee. Declines are rare, and it is important to point out that we take a different approach to working with our clients than is normal in the industry. We provide accounts at close to cost and only succeed when our clients successfully process transactions. Approval of the application is the first step in that process. If you have any concerns regarding the approval of your application do not hesitate to contact our customer service team.
When Should You Apply? How Long Does It Take?
The entire setup and approval process is very easy. The application will be completed in two steps. First you will go to our online application form, where you will enter some preliminary information about your business.
Your account information will be reviewed by your customer service representative who will be your contact person for any and all questions you may need assistance with. You will be provided with the offline application documents which will require your signature.
The entire process can be completed in under 30 minutes. From that point you will be able to securely process credit cards on your website within 5 business days.
Please note that it is not recommended to wait until the last moment to apply for your account. It is recommended to apply 3 - 4 weeks ahead of your target live processing date. While this is not necessary, it will leave plenty of extra time to integrate and optimize your website before going live.
You Get More Than Just A Merchant Account
Soon after you apply, you will realize Merchant Accounts.ca provides more than just basic payment processing services.
Our representatives are development and marketing experts that will remain available to answer any ecommerce related questions you may have. This goes beyond basic technical issues, and includes strategic marketing and promotion assistance. Need to know which website traffic analysis program is best suited to run on your webserver? Give your customer service representative a call.
Access to our team of experts will give you an edge over your competitors. This is truly a high-end dedicated service that can not be matched. With access to our team of specialists, you will have the tools and knowledge at your disposal to generate the greatest possible return from your investment into an ecommerce solution.
The Next Step In The Growth and Prosperity Of Your Business
You can now tap into the full potential of your website, and take the next step in the growth and success of your business. By setting up a customer friendly payment method, you will drive more sales, generate impulse purchases, and create lifetime customers.
 | Submit a Quotation Request If your business currently accepts credit cards you will qualify to receive lower rates. Submit a quotation request to receive reduced pricing for your business. |
| Still Unsure? Find Out More - If you are confused about what you need, then you should refer to our pre-application checklist. We have compiled a list of important questions that you should ask before selecting your credit card processor. |
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