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E-commerce Payments
Program Setup Discount Rate Monthly Per Trans Audio
E-commerce Starter

E-commerce Starter

The E-commerce Starter program is the most affordable way to begin accepting credit cards in Canada. It is intended for new and small businesses that process about $2,000 or less per month in sales. You receive the exact same service as merchants using the E-commerce Advanced program. The only difference is that the Starter Program has a lower setup and monthly fee, but a higher discount rate (which makes it a better fit for small businesses.)

You will be able to accept payments on your website, and will also receive a virtual terminal for offline payments. The Starter Program will allow you to bill customers in both CAD and USD payment currencies.

Upgrading

You can upgrade to the E-commerce Advanced program at any time.

For e-commerce processing with a low startup cost
$10 4.95% $10 20 cents Play Audio
Apply Now 
E-commerce Advanced

E-commerce Advanced

With the e-commerce advanced program you can process credit cards on your website in any currency of your choice. Everything required for a secure online processing solution is included (merchant account and payment gateway). You will also receive a virtual terminal for offline payments.

Merchants on this program will qualify for the lowest discount rate possible. In particular, merchants with an established processing history or a low risk product/service will qualify for a preferential rate. Contact us to receive a quotation.

E-commerce & virtual terminal payments in any currency

Process Credit Card Transactions in Any Currency

You will be able to process payments in any billing currency of your choice. Supported currencies include CAD, USD, GBP, EUR, AUD, JPY and many more.

Allowing your customers to remit payment in their local currency is a powerful marketing tool. By catering to clients by geographic location you will create familiarity and help remove the fear of purchasing, which can have a significant and positive impact on sales.
$99 As low as 1.65%
Based on monthly
trading volume
$39 20 cents Play Audio
Immediate Rate Quote 
Virtual Terminal and Mobile Payments
Program Setup Discount Rate Monthly Per Trans Audio
Virtual Terminal Starter

Virtual Terminal Starter

The Virtual Terminal Starter program will enable you to securely key in credit cards using a computer, laptop, iPhone, BlackBerry, Android phone - any device that has an internet connection. This program has been specifically built to minimize the upfront and monthly costs in order to help small businesses begin accepting credit card payments.

Note:  You can upgrade to the Virtual Terminal Advanced program, or switch to one of our e-commerce programs at any time.

Use your computer, iPhone or BlackBerry to process credit cards. Very low setup and monthly fee make it easy to start accepting credit cards.
$10 4.95% $10 20 cents
Play Audio
Apply Now 
Virtual Terminal Advanced

Virtual Terminal Advanced

The virtual terminal will allow you to key in and manually process credit cards. The service works via the internet. It is extremely easy to use and no special hardware is required.

Using a standard web browser, simply log into to your secure control panel and key in your order details. You will receive an immediate authorization. The virtual terminal is not limited to office use and can be used on the road through any mobile device that has an internet connection such as an iPhone or BlackBerry.

Note: Virtual terminal merchants that wish add e-commerce payments to their website can upgrade to an E-commerce program at any time.
Use your computer, iPhone or BlackBerry to process credit cards in the office, or on the road. Payments can be processed in any currency

Process Credit Card Transactions in Any Currency

You will be able to process payments in any billing currency of your choice. Supported currencies include CAD, USD, GBP, EUR, AUD, JPY and many more.

Allowing your customers to remit payment in their local currency is a powerful marketing tool. By catering to clients by geographic location you will create familiarity and help remove the fear of purchasing, which can have a significant and positive impact on sales.
.
$49 As low as 1.65%
Based on monthly
trading volume
$29 20 cents Play Audio
Immediate Rate Quote 
 


10 Years of Expertise as Canada's E-commerce Payment Processor


Over the past 10 years Merchant Accounts.ca has setup more international multi-currency merchant accounts than any other provider in Canada. Our team includes some of Canada's most knowledgeable e-commerce consultants, and we are recognized as one of Canada's founding e-commerce merchant account providers.

It's important to understand that many traditional merchant account providers have introduced e-commerce processing as an "add-on" to their standard services over the years. However, Merchant Accounts.ca has exclusively specialized in e-commerce payments right from day one, and has been providing online credit card processing services since the birth of the industry in the late 90's.

With our track record for honest pricing and integrity, and a close working relationship with every one of our clients, we can help your business implement a secure, robust and highly effective e-commerce processing solution.



When Should You Apply?   How Long Does It Take?


The entire setup and approval process is very easy. The application will be completed in two steps. First you will go to our online application form, where you will enter some preliminary information about your business.

Your account information will be reviewed by your customer service representative who will be your contact person for any and all questions you may need assistance with. You will be provided with the offline application documents which will require your signature.

The entire process can be completed in under 30 minutes. From that point you will be able to securely process credit cards on your website within 5 business days.

Please note that it is not recommended to wait until the last moment to apply for your account. It is recommended to apply 3 - 4 weeks ahead of your target live processing date. While this is not necessary, it will leave plenty of extra time to integrate and optimize your website before going live.



You Get More Than Just A Merchant Account


Soon after you apply, you will realize Merchant Accounts.ca provides more than just basic payment processing services.

Our representatives are development and marketing experts that will remain available to answer any ecommerce related questions you may have. This goes beyond basic technical issues, and includes strategic marketing and promotion assistance. Need to know which website traffic analysis program is best suited to run on your webserver? Give your customer service representative a call.

Access to our team of experts will give you an edge over your competitors. This is truly a high-end dedicated service that can not be matched. With access to our team of specialists, you will have the tools and knowledge at your disposal to generate the greatest possible return from your investment into an ecommerce solution.



The Next Step In The Growth and Prosperity Of Your Business


You can now tap into the full potential of your website, and take the next step in the growth and success of your business. By setting up a customer friendly payment method, you will drive more sales, generate impulse purchases, and create lifetime customers.


Still Unsure? Find Out More - If you are confused about what you need, then you should refer to our pre-application checklist. We have compiled a list of important questions that you should ask before selecting your credit card processor.





Contact Us


Toll Free:  888.414.7111

info@merchant-accounts.ca

 
Get a Test Account

Try the service out for free for 15 days. You will have unlimited access to test the payment gateway and can run as many transactions as you want.


 
Podcast

A series of audio lessons containing everything you need to know about merchant accounts and credit card processing.

Audio Menu