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June 28, 2024
by David Goodale

What Is An Original Credit?

(Slightly edited from video transcript for greater readability)

Key Takeaways

What Is An Original Credit?
An original credit transaction is a transaction where merchants send or push money to a credit card.
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Hello, David here at This is a rapid video addressing a question. What is an original credit in the world of credit card processing?

account credit

Orignal Credit

If you have a business and you accept credit cards, people are giving you money. For example you own a restaurant and people are paying for their meals. The restaurant is getting money from the people that eat at their establishment.

An original credit is the opposite. That is where a merchant, a business gives money away. It pushes money onto various credit cards. It is an exciting service. It's a beneficial service. It can be a very dangerous service because if a merchant accidentally pushes too much money onto a credit card, that's not a good situation. I don't think I have to explain why. An original credit transaction is a transaction where merchants take a credit card number, but they're loading money. They're pushing money onto that card and with it. That's all that I think I have to say about that. Thanks for watching and have a nice day there. Bye now.

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David Goodale About the Author

My name is David Goodale, CEO at Merchant I launched our business in 2001 and have over 20 years of expertise in the field of online payments. If you have a payments related question or project, and especially if it relates to multi-currency or international e-commerce don't hesitate to contact me. I'm always happy to help with an honest opinion, and enjoy chatting with folks from interesting businesses.

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